Name your character. Do not bother with anything else.
Choose a class. Advanced is the same as choosing Warrior.
Choose your appearance.
Choose your stats. 33 points in each works well.
Confirm your stats.
Warrior
Items
tunic
short pants
a vigor dagger
100 gold coins
a vigor broadsword
a vigor curved heater
25 clean bandages
Skills
Battle Defense 30 %
First Aid 25 %
Melee 35 %
90 % total
Mage
Items
tunic
short pants
a vigor dagger
100 gold coins
a vigor crossbow
20 arrow
a spellbook
3 scrolls (random)
Skills
Archery 25 %
Magic 35 %
Magic Defense 30 %
90 % total
Craftsman
Items
tunic
short pants
a vigor dagger
100 gold coins
a sewing kit
tongs (not sure if there's even another way to get these)
a smith's hammer
a pewter bowl
a pile of folded cloth (25 yards)
20 iron ore
5 flasks
a vigor hand axe
Skills
Alchemy 20 %
Blacksmithy 30 %
Harvesting 35 %
Tailoring 25 %
110 % total
Adventurer
Items
tunic
short pants
a vigor dagger
100 gold coins
a vigor crossbow
a vigor hand axe
20 arrow
Skills
Archery 30 %
Harvesting 25 %
Hiding 35 %
90 % total
Advanced
Note: This option doesn't really do anything. It's the same as choosing Warrior. No matter what skills you choose you'll end up with the same items and skills as if you had chosen Warrior.
Items
tunic
short pants
a vigor dagger
100 gold coins
a vigor broadsword
a vigor curved heater
25 clean bandages
Skills
Battle Defense 30 %
First Aid 25 %
Melee 35 %
90 % total