1. I touched basis on this in your other thread
here.
I can say at this point, I will be adding a secure house transfer option soon.
2. You make a good point. Cost of goods (housing or other) will make carrying the gold around too difficult if not impossible. I also agree checks shouldn't be blessed or newbied. We'll have to watch closely for abusive ganking, trapping and stealing. Perhaps a bank check would be a difficult item to take with stealing skill? Ill add this in and watch it as time goes on.
3. We have a unfinished portion of the maps and cartography system in the works. Ilutzio has some great ideas on this topic, ill give him the chance to touch on this subject.